Budget Calculator

Cómo usar la regla 50/30/20

The 50/30/20 rule is one of the simplest budgeting frameworks available. After taxes, put 50% toward things you need (rent, food, utilities), 30% toward things you want (entertainment, restaurants), and 20% toward savings and extra debt payments.

¿Qué pasa si mis necesidades superan el 50%?

In high cost-of-living areas, needs often take 60–70% of income. In that case, cut from wants first, then look for ways to increase income or reduce fixed costs. The percentages are guidelines, not rules.