Descubre si tendrás suficiente para jubilarte cómodamente. Ve tus ahorros proyectados.
The earlier you start saving, the easier retirement becomes. Thanks to compound growth, someone who starts saving at 25 needs to contribute far less each month than someone who starts at 45 to reach the same goal. Time is the most powerful tool in retirement planning.
The most common rule is the 25x rule — save 25 times your expected anual expenses. If you plan to spend $60,000/year in retirement, aim for $1.5 million. This is based on the 4% safe withdrawal rate established by the Trinity Study.
A dollar today buys less in 20 años. At 3% inflation, $60,000 today will require about $108,000 to maintain the same purchasing power in 20 años. Factor inflation into your retirement income needs.
Solo para fines informativos y educativos. Las proyecciones son estimaciones. No es asesoramiento financiero. Consulta a un planificador financiero certificado.